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    HDFC Infinia Metal vs. ICICI Emeralde Private Metal

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    HDFC Infinia Metal

    4.9

    Highlights

    • High Reward Rate
    • Premium Travel Benefits
    • Flexible Reward Redemption
    • Low Forex Markup Fee
    • Exclusive Memberships and Golf Privileges
    icici-emeralde-private

    ICICI Emeralde Private Metal

    4.8

    Highlights

    • Generous Welcome Package
    • High Reward Rate
    • Unlimited Lounge Access
    • Premium Lifestyle Perks
    • Comprehensive Travel & Other Benefits

    Quick Comparison

    FeatureHDFC Infinia Metal Credit CardICICI Emeralde Private Metal Credit Card
    Annual Fee₹12.5K + GST
    First year free
    		₹12.5K + GST
    First year free
    Joining Fee₹12.5K + GST₹12.5K + GST
    Reward Rate3.33% 33.33%3% 36%
    Intro Offers
    • 12.5K Reward Point
    • Club Marriott Membership
    • 12.5K ICICI Bank Reward Points
    • Taj Epicure Membership Membership
    • +1 more
    Lounge Access
    Domestic:Unlimited
    International:Unlimited
    Domestic:Unlimited
    International:Unlimited
    Milestone Bonus
    • Annual Fee Waiver
      ₹12,500 Annual Fee Waiver
      On ₹1,000,000 spend per 1 year
    • Milestone Benefit: EaseMyTrip Voucher 1
      ₹3,000 EaseMyTrip Voucher
      On ₹400,000 spend per 1 year
    • Milestone Benefit: EaseMyTrip Voucher 2
      ₹3,000 EaseMyTrip Voucher
      On ₹800,000 spend per 1 year
    • Annual Fee Waiver
      ₹12,499 Annual Fee Waiver
      On ₹1,000,000 spend per 1 year
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