

| Feature | Swiggy HDFC Bank Credit Card | Tata Neu Infinity HDFC Bank Credit Card |
|---|---|---|
| Annual Fee | ₹500 + GST First year free | ₹1.5K + GST First year free |
| Joining Fee | ₹500 + GST | ₹0 + GST Free |
| Reward Rate | 1% 10% | 0.5% 5% |
| Intro Offers |
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| Lounge Access | None | Domestic:2 visits/quarter International:1 visits/quarter |
| Milestone Bonus |
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