Intro Offer
Annual Fees
₹1.5K + GST
Joining Fees
₹1.5K + GST
Reward Rate
1% 25%
Rating
4.8
| Category | Type | Qualifying Spend | Rate | RP Capping | Spend Capping | Conditions |
|---|---|---|---|---|---|---|
| fuel | accelerated | BPCL Fuel | 25.00% | Max. 2.5K / statement cycle | Max. ₹100 / statement cycle | |
| fuel | accelerated | Bharat Gas (Website & App) | 25.00% | Max. 500 / statement cycle | ||
| groceries | accelerated | Groceries | 10.00% | Max. 7.5K / month | ||
| shopping | accelerated | Departmental Stores | 10.00% | |||
| entertainment | accelerated | Movies | 10.00% | |||
| dining | accelerated | Dining | 10.00% | |||
| offline | base | Other Retail Spends | 1.00% |
| Partner Brand | Redemption Rate | Multiplier | |
|---|---|---|---|
| BPCL | 4 = ₹1 voucher | x0.25 | |
| Shop n Smile | 4 = ₹1 voucher | x0.25 | |
| Bata | 12000 = ₹2000 voucher | x0.17 | |
| Yatra | 12000 = ₹2000 voucher | x0.17 | |
| Hush Puppies | 12000 = ₹2000 voucher | x0.17 | |
| Aditya Birla Fashion | 12000 = ₹2000 voucher | x0.17 |
Get x0.25 conversion value on redeeming 4 for ₹1 statement balance
25% rewards
25% rewards
10% rewards
10% rewards
10% rewards
10% rewards
1% rewards
No other features available on this card.
High Value-back on Fuel
Earn a high value back of 7.25% (6.25% as reward points and 1% surcharge waiver) on fuel purchases at BPCL pumps.
Accelerated Reward Points
Get 25X reward points on fuel purchases, 10X on groceries, departmental stores, movies, and dining, maximizing rewards on specific categories.
Welcome Bonus
Receive 6,000 bonus reward points worth Rs. 1,500 upon payment of the joining fee, providing a good initial value.
Complimentary Lounge Access
Enjoy 4 complimentary domestic VISA lounge visits per year (1 per quarter), adding a travel benefit.
Milestone Benefit
Get an e-gift voucher worth Rs. 2,000 on achieving annual spends of Rs. 3 lakh, providing a milestone benefit.
Limited Fuel Benefits
Fuel benefits are exclusively available at BPCL pumps, limiting options for users who prefer other fuel providers.
Capped Fuel Surcharge Waiver
The maximum fuel surcharge waiver is capped at Rs. 100 per month, which may be insufficient for high fuel spenders.
Low Rewards on Other Spends
Reward points earned on non-fuel retail spends are low (0.25% value-back), making it less attractive for general spending.
Reward Redemption Fee
There is a reward redemption fee of Rs. 99, which slightly reduces the overall value of accumulated reward points.
High Annual Fee
The annual fee of Rs. 1,499 is relatively high compared to other fuel credit cards, although it can be waived with sufficient spending.
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