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    American Express Membership Rewards vs. American Express Platinum Travel

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    American Express Membership Rewards

    4.8

    Highlights

    • Monthly Milestone Rewards
    • Welcome Bonus
    • Spend-Based Fee Waiver
    • Flexible Redemption Options
    • Amex Offers
    amex-platinum-travel

    American Express Platinum Travel

    4

    Highlights

    • Attractive Milestone Benefits
    • Complimentary Lounge Access
    • Taj Stay Voucher
    • Fuel Surcharge Waiver
    • High Reward Value Potential

    Quick Comparison

    FeatureAmerican Express Membership Rewards Credit CardAmerican Express Platinum Travel Credit Card
    Annual Fee₹4.5K + GST
    First year free
    		₹5K + GST
    Joining Fee₹1K + GST₹3.5K + GST
    Reward Rate2% 4%2% 6%
    Intro Offers
    • 4K Membership Rewards Points
    • 10K Membership Rewards Points
    • Priority Pass Membership
    Lounge Access
    None
    Domestic:8 visits/year
    Milestone Bonus
    • Monthly Milestone 1
      1,000 points
      On ₹6,000 spend per 1 month
    • Monthly Milestone 2
      1,000 points
      On ₹20,000 spend per 1 month
    • Annual Fee Waiver (Full)
      ₹4,500 Annual Fee Waiver
      On ₹150,000 spend per 1 year
    • Annual Fee Waiver (Partial)
      ₹2,250 Annual Fee Waiver
      On ₹90,000 spend per 1 year
    • 1.9 Lakhs Milestone
      15,000 points
      On ₹190,000 spend per 1 year
    • Taj Voucher
      ₹10,000 Taj Stay voucher
      On ₹400,000 spend per 1 year
    • 4 Lakhs Milestone
      25,000 points
      On ₹400,000 spend per 1 year
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