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    HDFC Millennia vs. Swiggy HDFC Bank vs. Amazon Pay ICICI

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    hdfc-millennia

    HDFC Millennia

    4

    Highlights

    • High Cashback on Top Brands
    • Cashback on All Other Spends
    • Welcome and Milestone Benefits
    • Fee Waiver and Dining Discounts
    • Multiple Redemption Options
    swiggy-hdfc-bank

    Swiggy HDFC Bank

    3.9

    Highlights

    • 10% Cashback on Swiggy
    • 5% Cashback on Online Spends
    • 1% Cashback on Other Spends
    • Complimentary Swiggy One Membership
    • Annual Fee Waiver
    icici-amazon-pay

    Amazon Pay ICICI

    4.7

    Highlights

    • High Cashback Rate for Prime Members
    • Lifetime Free Card
    • Unlimited Cashback with No Cap
    • Automatic Cashback Credit
    • Cashback on Partner Merchants

    Quick Comparison

    FeatureHDFC Millennia Credit CardSwiggy HDFC Bank Credit CardAmazon Pay ICICI Credit Card
    Annual Fee₹1K + GST
    First year free
    		₹500 + GST
    First year free
    		₹0
    Free
    Joining Fee₹1K + GST₹500 + GST₹0
    Free
    Reward Rate1% 10%1% 10%1% 5%
    Intro Offers
    • 1K CashPoints
    • Swiggy One Membership
    • Amazon Prime Membership
    • EazyDiner Prime Membership
    • +7 more
    Lounge Access
    Domestic:1 visits/quarter
    None
    None
    Milestone Bonus
    • Quarterly Milestone Benefit
      ₹1,000 Gift Voucher
      On ₹100,000 spend per 1 quarter
    • Annual Fee Waiver
      ₹1,000 Annual Fee Waiver
      On ₹100,000 spend per 1 year
    • Annual Fee Waiver
      On ₹200,000 spend per 1 year
    		None
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