Airtel Axis Bank Credit Card: Maximize Your Airtel Spending

    Airtel Axis Bank Credit Card

    Intro Offer

    Annual Fees

    500 + GST

    Joining Fees

    500 + GST

    Reward Rate

    1% 25%

    Rating

    4

    Intro Offers

    Gift Voucher

    ₹500
    Valid on Amazon
    On completing 1 transactions in 30 days
    On paying joining fee

    Fees

    Annual Fee

    500
    GST extra
    Waived off after 2L spends
    Starts from second year

    Joining Fee

    500
    GST extra
    One time payment

    Forex Fee

    3.5%

    Eligibility

    Age

    18 - 70

    Citizenship

    Indian

    Financial Criterias

    A minimum credit score of 650 is required

    Reward Points

    A list of reward point earning categories.
    CategoryTypeQualifying SpendRateRP CappingSpend CappingConditions
    telecomacceleratedAirtel Mobile Bill Payments via Airtel Thanks App
    25.00%
    Max. 250 / month
    telecomacceleratedAirtel Broadband Bill Payments via Airtel Thanks App
    25.00%
    telecomacceleratedAirtel WiFi Bill Payments via Airtel Thanks App
    25.00%
    telecomacceleratedAirtel DTH Bill Payments via Airtel Thanks App
    25.00%
    utilitiesacceleratedUtility Bill Payments via Airtel Thanks App
    10.00%
    Max. 250 / month
    groceriesacceleratedBigBasket App Spends
    10.00%
    Max. 500 / month
    groceriesacceleratedBBNow Spends
    10.00%
    diningacceleratedSwiggy App Spends
    10.00%
    diningacceleratedSwiggy Food Delivery Spends
    10.00%
    diningacceleratedSwiggy Dineout Spends
    10.00%
    diningacceleratedZomato App Spends
    10.00%
    diningacceleratedZomato Delivery Spends
    10.00%
    diningacceleratedZomato Dining Spends
    10.00%
    offlinebaseAll Other Spends
    1.00%

    Milestones

    Annual Fee Waiver

    500
    Annual Fee Waiver
    On spending 2L in 1 year

    Redemptions

    AIRLINE PARTNERS

    List of conversion options of airline partners.
    Airline PartnerRedemption RateMultiplier
    Airtel1 cashback = 0.25 Airtel Mobile, Broadband, WiFi and DTH bill payments pointsx0.25
    Airtel Thanks App1 cashback = 0.1 Utility bill payments pointsx0.10
    Swiggy1 cashback = 0.1 Swiggy spends pointsx0.10
    Zomato1 cashback = 0.1 Zomato spends pointsx0.10
    BigBasket1 cashback = 0.1 BigBasket spends pointsx0.10

    GIFT VOUCHERS

    List of conversion options of gift voucher merchants.
    Partner BrandRedemption RateMultiplier
    Amazon500 cashback = ₹500 voucherx1

    STATEMENT BALANCE

    Get x0.01 conversion value on redeeming 1 cashback for ₹0.01 statement balance

    Rewards Calculator

    ON MONTHLY SPEND
    Reset
    coin
    16KYour monthly expenditure

    25% rewards

    Amount spent on Airtel Mobile bill payments via Airtel Thanks App (₹)
    1000

    25% rewards

    Amount spent on Airtel Broadband bill payments via Airtel Thanks App (₹)
    1000

    25% rewards

    Amount spent on Airtel WiFi bill payments via Airtel Thanks App (₹)
    1000

    25% rewards

    Amount spent on Airtel DTH bill payments via Airtel Thanks App (₹)
    1000

    10% rewards

    Amount spent on Utility bill payments such as gas, electricity, etc., via Airtel Thanks App (₹)
    2000

    10% rewards

    Amount spent on BigBasket App (₹)
    1500

    10% rewards

    Amount spent on BBNow (₹)
    500

    10% rewards

    Amount spent on Swiggy Food Delivery (₹)
    1000

    10% rewards

    Amount spent on Swiggy Dineout (₹)
    500

    10% rewards

    Amount spent on Zomato Delivery (₹)
    1000

    10% rewards

    Amount spent on Zomato Dining (₹)
    500

    1% rewards

    Amount spent on all other spends (₹)
    5000
    CASHBACK EARNED
    coin
    0Points per year
    POINT REDEMPTION
    icon
    0Airline miles

    OR

    icon
    0Worth of gift vouchers

    OR

    icon
    0Worth of statement balance

    Lounge Access

    Domestic

    4
    visits / YEAR
    Minimum spend of 50K required in last 3 month

    International

    0
    visits / year

    Discounts

    Dining Discount

    15%
    Max. 500 discount per transaction
    Min. bill ₹2.5K for availing discount
    Limited to 1 use per month
    Applicable on 4000+ partner restaurants via EazyDiner
    Payment via EazyDiner

    Fuel Discount

    1%
    Surcharge waiver
    Max. 500 discount every 1 month
    Spend min. ₹400 to avail discount

    Insurance Coverage

    No insurance coverage available on this card.

    Other Features

    No other features available on this card.

    Pros & Cons

    PROS

    • Welcome Benefit

      You get a welcome benefit of an Amazon gift voucher worth Rs. 500 on your first transaction within 30 days of card issuance.

    • High Cashback on Airtel Spends

      Earn 25% cashback on Airtel Mobile, Broadband, WiFi, and DTH recharges via the Airtel Thanks app (capped at Rs. 250 per month).

    • Cashback on Utility Bills and Partner Merchants

      Earn 10% cashback on utility bill payments via the Airtel Thanks app (capped at Rs. 250 per month) and on Swiggy, Zomato, and BigBasket (capped at Rs. 500 per month).

    • Travel, Fuel, and Dining Benefits

      Enjoy 4 complimentary domestic lounge access every year, 1% fuel surcharge waiver, and up to 20% off on dining at partner restaurants.

    • Annual Fee Waiver

      The annual fee of Rs. 500 is waived off if you spend Rs. 2 lakhs or more in the previous year.

    CONS

    • No International Lounge Access

      You will not get lounge access to international lounges. Only 4 domestic lounge access per year is provided.

    • Limited Benefit for Non-Airtel Users

      Users who use platforms like Amazon Pay or Google Pay for bill payments will not benefit as much as those who use the Airtel Thanks app.

    • No Cashback on Certain Transactions

      Cashback is not provided for fuel purchases, EMI transactions, cash withdrawals, rent payments, wallet reloads, and payment of credit card fees & charges.

    • Cashback Capping on Airtel Spends

      The maximum cashback for Airtel Mobile, Broadband, Wi-Fi, and DTH bill payments via the Airtel Thanks App is capped at Rs. 250 per statement cycle.

    • Cashback Capping on Utility Payments

      The maximum cashback on utility bill payments via the Airtel Thanks App is capped at Rs. 250 per statement cycle.

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