Airtel Axis Bank Credit Card: Maximize Your Airtel Spending

    Airtel Axis Bank Credit Card

    Intro Offer

    Annual Fees

    ₹500 + GST

    Joining Fees

    ₹500 + GST

    Reward Rate

    1% 25%

    Rating

    4

    Intro Offers

    Gift Voucher

    ₹500
    Valid on Amazon
    On completing 1 transactions in 30 days
    On paying joining fee

    Fees

    Annual Fee

    ₹500
    GST extra
    Waived off after ₹2L spends
    Starts from second year

    Joining Fee

    ₹500
    GST extra
    One time payment

    Forex Fee

    3.5%

    Eligibility

    Age

    18 - 70

    Citizenship

    Indian

    Financial Criterias

    A minimum credit score of 650 is required

    Reward Points

    A list of reward point earning categories.
    CategoryTypeQualifying SpendRateRP CappingSpend CappingConditions
    telecomacceleratedAirtel Mobile Bill Payments via Airtel Thanks App
    25.00%
    Max. 250 / month
    telecomacceleratedAirtel Broadband Bill Payments via Airtel Thanks App
    25.00%
    telecomacceleratedAirtel WiFi Bill Payments via Airtel Thanks App
    25.00%
    telecomacceleratedAirtel DTH Bill Payments via Airtel Thanks App
    25.00%
    utilitiesacceleratedUtility Bill Payments via Airtel Thanks App
    10.00%
    Max. 250 / month
    groceriesacceleratedBigBasket App Spends
    10.00%
    Max. 500 / month
    groceriesacceleratedBBNow Spends
    10.00%
    diningacceleratedSwiggy App Spends
    10.00%
    diningacceleratedSwiggy Food Delivery Spends
    10.00%
    diningacceleratedSwiggy Dineout Spends
    10.00%
    diningacceleratedZomato App Spends
    10.00%
    diningacceleratedZomato Delivery Spends
    10.00%
    diningacceleratedZomato Dining Spends
    10.00%
    offlinebaseAll Other Spends
    1.00%

    Milestones

    Annual Fee Waiver

    ₹500
    Annual Fee Waiver
    On spending ₹2L in 1 year

    Redemptions

    AIRLINE PARTNERS

    List of conversion options of airline partners.
    Airline PartnerRedemption RateMultiplier
    Airtel1 cashback = 0.25 Airtel Mobile, Broadband, WiFi and DTH bill payments pointsx0.25
    Airtel Thanks App1 cashback = 0.1 Utility bill payments pointsx0.10
    Swiggy1 cashback = 0.1 Swiggy spends pointsx0.10
    Zomato1 cashback = 0.1 Zomato spends pointsx0.10
    BigBasket1 cashback = 0.1 BigBasket spends pointsx0.10

    GIFT VOUCHERS

    List of conversion options of gift voucher merchants.
    Partner BrandRedemption RateMultiplier
    Amazon500 cashback = ₹500 voucherx1

    STATEMENT BALANCE

    Get x0.01 conversion value on redeeming 1 cashback for ₹0.01 statement balance

    Rewards Calculator

    ON MONTHLY SPEND
    Reset
    coin
    ₹16KYour monthly expenditure

    25% rewards

    Amount spent on Airtel Mobile bill payments via Airtel Thanks App (₹)
    1000

    25% rewards

    Amount spent on Airtel Broadband bill payments via Airtel Thanks App (₹)
    1000

    25% rewards

    Amount spent on Airtel WiFi bill payments via Airtel Thanks App (₹)
    1000

    25% rewards

    Amount spent on Airtel DTH bill payments via Airtel Thanks App (₹)
    1000

    10% rewards

    Amount spent on Utility bill payments such as gas, electricity, etc., via Airtel Thanks App (₹)
    2000

    10% rewards

    Amount spent on BigBasket App (₹)
    1500

    10% rewards

    Amount spent on BBNow (₹)
    500

    10% rewards

    Amount spent on Swiggy Food Delivery (₹)
    1000

    10% rewards

    Amount spent on Swiggy Dineout (₹)
    500

    10% rewards

    Amount spent on Zomato Delivery (₹)
    1000

    10% rewards

    Amount spent on Zomato Dining (₹)
    500

    1% rewards

    Amount spent on all other spends (₹)
    5000
    CASHBACK EARNED
    coin
    0Points per year
    POINT REDEMPTION
    icon
    0Airline miles

    OR

    icon
    0Worth of gift vouchers

    OR

    icon
    0Worth of statement balance

    Lounge Access

    Domestic

    4
    visits / YEAR
    Minimum spend of ₹50K required in last 3 month

    International

    0
    visits / year

    Discounts

    Dining Discount

    15%
    Max. ₹500 discount per transaction
    Min. bill ₹2.5K for availing discount
    Limited to 1 use per month
    Applicable on 4000+ partner restaurants via EazyDiner
    Payment via EazyDiner

    Fuel Discount

    1%
    Surcharge waiver
    Max. ₹500 discount every 1 month
    Spend min. ₹400 to avail discount

    Insurance Coverage

    No insurance coverage available on this card.

    Other Features

    No other features available on this card.

    Pros & Cons

    PROS

    • Welcome Benefit

      You get a welcome benefit of an Amazon gift voucher worth Rs. 500 on your first transaction within 30 days of card issuance.

    • High Cashback on Airtel Spends

      Earn 25% cashback on Airtel Mobile, Broadband, WiFi, and DTH recharges via the Airtel Thanks app (capped at Rs. 250 per month).

    • Cashback on Utility Bills and Partner Merchants

      Earn 10% cashback on utility bill payments via the Airtel Thanks app (capped at Rs. 250 per month) and on Swiggy, Zomato, and BigBasket (capped at Rs. 500 per month).

    • Travel, Fuel, and Dining Benefits

      Enjoy 4 complimentary domestic lounge access every year, 1% fuel surcharge waiver, and up to 20% off on dining at partner restaurants.

    • Annual Fee Waiver

      The annual fee of Rs. 500 is waived off if you spend Rs. 2 lakhs or more in the previous year.

    CONS

    • No International Lounge Access

      You will not get lounge access to international lounges. Only 4 domestic lounge access per year is provided.

    • Limited Benefit for Non-Airtel Users

      Users who use platforms like Amazon Pay or Google Pay for bill payments will not benefit as much as those who use the Airtel Thanks app.

    • No Cashback on Certain Transactions

      Cashback is not provided for fuel purchases, EMI transactions, cash withdrawals, rent payments, wallet reloads, and payment of credit card fees & charges.

    • Cashback Capping on Airtel Spends

      The maximum cashback for Airtel Mobile, Broadband, Wi-Fi, and DTH bill payments via the Airtel Thanks App is capped at Rs. 250 per statement cycle.

    • Cashback Capping on Utility Payments

      The maximum cashback on utility bill payments via the Airtel Thanks App is capped at Rs. 250 per statement cycle.

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