Intro Offer
Annual Fees
₹999 + GST
Joining Fees
₹999 + GST
Reward Rate
1% 5%
Rating
5
| Category | Type | Qualifying Spend | Rate | RP Capping | Spend Capping | Conditions |
|---|---|---|---|---|---|---|
| shopping | accelerated | Online Spends up to ₹1 Lakh per statement cycle | 5.00% | Max. ₹1L / statement cycle | ||
| shopping | base | Online Spends exceeding ₹1 Lakh per statement cycle | 1.00% | |||
| offline | base | Offline Spends | 1.00% | |||
| General Reward Points Capping: Max. 5K / statement cycle. Maximum cashback that can be earned in a statement cycle | ||||||
Get x1 conversion value on redeeming 1 cashback for ₹1 statement balance
No other features available on this card.
5% Cashback on Online Spends
Offers an impressive 5% cashback on all online spends, with a maximum cap of Rs. 5,000 per statement cycle.
1% Cashback on Offline Spends
Provides 1% cashback on all offline transactions, ensuring rewards for all types of purchases.
Automatic Cashback Credit
The earned cashback is automatically credited to the card account within two days of the next statement generation.
Annual Fee Waiver
The annual fee of Rs. 999 can be waived by spending Rs. 2 lakhs or more in the preceding year.
Fuel Surcharge Waiver
Get a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000, with a maximum waiver of Rs. 100 per statement.
Exclusions on Cashback
Cashback is not applicable on categories like rent, fuel, wallet loads, utilities, insurance, and jewelry.
No Lounge Access
The card no longer offers complimentary airport lounge access, a feature previously available.
High Annual Fee
The annual fee is Rs. 999, higher than some other cashback cards, though it can be waived with Rs. 2 Lakhs annual spending.
No Instant Discount on Sales
The card doesn't provide instant discounts during online sales, unlike some co-branded cards.
Potential Low Credit Limit
Users with multiple SBI Cards may get a low credit limit, though it can be adjusted by transferring limits from other SBI cards.
Follow
Subscribe to alerts
