Amazon Pay ICICI Credit Card: Review, Benefits & Cashback

    Amazon Pay ICICI Credit Card

    Intro Offer

    Annual Fees

    0

    Joining Fees

    0

    Reward Rate

    1% 5%

    Rating

    4.7

    Intro Offers

    shopping Voucher

    ₹200
    Valid on Amazon
    Maximum discount of 100%

    electricity bill payment Voucher

    ₹100
    Valid on Amazon
    Maximum discount of 20%

    prepaid recharges Voucher

    ₹50
    Valid on Amazon
    Maximum discount of 50%

    postpaid bill payment Voucher

    ₹450
    Valid on Amazon
    Maximum discount of 25%

    DTH recharge Voucher

    ₹200
    Valid on Amazon
    Maximum discount of 25%

    broadband bill payment Voucher

    ₹500
    Valid on Amazon
    Maximum discount of 50%

    gas cylinder payment Voucher

    ₹250
    Valid on Amazon
    Maximum discount of 10%

    Amazon Prime Membership

    ₹1.5K
    Valid for 3 months

    EazyDiner Prime Membership

    -
    Valid for 1 months

    Fees

    Annual Fee

    0

    Joining Fee

    0

    Forex Fee

    3.5%

    Eligibility

    Reward Points

    A list of reward point earning categories.
    CategoryTypeQualifying SpendRateRP CappingSpend CappingConditions
    shoppingacceleratedAmazon Shopping for Prime Members
    5.00%
    shoppingacceleratedAmazon Shopping for Non-Prime Members
    3.00%
    travelacceleratedFlights and Hotel Bookings on Amazon for Prime Members
    5.00%
    travelacceleratedFlights and Hotel Bookings on Amazon for Non-Prime Members
    3.00%
    pay via gatewayacceleratedAmazon Pay Partner Merchant Payments
    2.00%
    telecomacceleratedAmazon Pay Recharges
    2.00%
    wallet transactionsacceleratedAmazon Pay Wallet Loading
    2.00%
    utilitiesacceleratedUtility Bill Payments via Amazon
    2.00%
    gift cardacceleratedAmazon Gift Card Purchases
    2.00%
    shoppingacceleratedAmazon E-book Purchases
    2.00%
    offlinebaseSpends Outside Amazon Ecosystem
    1.00%
    international transactionsbaseInternational Spends
    1.00%

    Milestones

    No milestones available for this card.

    Redemptions

    STATEMENT BALANCE

    Get x1 conversion value on redeeming 1 Cashback for ₹1 statement balance

    Rewards Calculator

    ON MONTHLY SPEND
    Reset
    coin
    17KYour monthly expenditure

    5% rewards

    Purchases made on Amazon for Prime Members (₹)
    5000

    3% rewards

    Purchases made on Amazon for non-Prime members (₹)
    2000

    5% rewards

    Payments made towards booking of flights and hotels on Amazon for Prime Members (₹)
    1000

    3% rewards

    Payments made towards booking of flights and hotels on Amazon for non-Prime members (₹)
    500

    2% rewards

    Purchase of Amazon gift-card & e-books (₹)
    500

    2% rewards

    Payments to Amazon Pay Partner Merchants (₹)
    1000

    1% rewards

    Merchant spends outside Amazon (non-Amazon spends) (₹)
    5000

    1% rewards

    International spends (₹)
    0

    2% rewards

    Cashback on wallet reloads done via Amazon (₹)
    1000

    2% rewards

    Cashback on utility bill payments done through Amazon (₹)
    1000
    CASHBACK EARNED
    coin
    0Points per year
    POINT REDEMPTION
    icon
    0Worth of statement balance

    Lounge Access

    Domestic

    0
    visits / year

    International

    0
    visits / year

    Discounts

    Dining Discount

    2%
    Applicable on FreshMenu, Faasos
    Payment via Amazon Pay

    Movie Discount

    2%
    Applicable on BookMyShow
    Payment via Amazon Pay

    Fuel Discount

    1%
    Surcharge waiver

    Insurance Coverage

    No insurance coverage available on this card.

    Other Features

    No other features available on this card.

    Pros & Cons

    PROS

    • High Cashback Rate for Prime Members

      Amazon Prime members enjoy a substantial 5% cashback on all purchases made on Amazon.in, maximizing savings.

    • Lifetime Free Card

      The card comes with no joining or annual fees, making it a cost-effective option for frequent Amazon shoppers.

    • Unlimited Cashback with No Cap

      Users can earn unlimited cashback without any restrictions, allowing them to maximize their rewards on all eligible spends.

    • Automatic Cashback Credit

      Cashback is automatically credited to the Amazon Pay wallet within 2 days of completion of billing cycle.

    • Cashback on Partner Merchants

      Cardholders earn 2% cashback on transactions made with Amazon Pay partner merchants, includes brands like Yatra, BookMyShow, FreshMenu, Faasos, Byju’s, Urban Ladder, etc.

    CONS

    • Limited Benefits Outside Amazon

      The card offers a minimal 1% cashback on non-Amazon spends, making it less rewarding for general purchases.

    • High Foreign Currency Markup Fee

      With a 3.5% foreign currency markup fee, the card is not ideal for international usage due to high transaction costs.

    • Lower Cashback for Non-Prime Members

      Non-Prime members receive only 3% cashback on Amazon purchases, significantly less than the 5% offered to Prime members.

    • No Airport Lounge Access

      The card does not provide complimentary airport lounge access, a feature that is offered by some competitor cards.

    • No Statement Credit Option

      Rewards are only redeemable as Amazon Pay balance, with no option for statement credit, thus limiting flexibility.

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